{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-25-000048","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2025-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.206980+00:00","generated_at":"2026-05-18T06:22:08.972303+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.82,"calibrated_materiality_score":0.82,"confidence":"high","headline":"PNC Q2 2025 net income $1.6B, EPS $3.85; dividend raised to $1.70","bullets":["Net income $1.64B, diluted EPS $3.85 vs $3.39 YoY; revenue $5.66B (+4% YoY).","4% positive operating leverage; PPNR $2.28B up 10% QoQ.","Average loans +$6.1B QoQ to $322.8B; C&I loans grew 4%.","NIM expanded to 2.80%; net interest income $3.56B (+2% QoQ).","Quarterly common dividend raised $0.10 to $1.70/share; CET1 ratio 10.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-25-000048","json":"https://secwatch.observer/filing/0000713676-25-000048.json","markdown":"https://secwatch.observer/filing/0000713676-25-000048.md","text":"https://secwatch.observer/filing/0000713676-25-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367625000048/0000713676-25-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367625000048/pnc-20250716.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:22:08.972303+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}