{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-25-000126","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2025-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.967909+00:00","generated_at":"2026-05-17T03:48:54.360220+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"PNC Q3 net income $1.8B, EPS $4.35; announces FirstBank acquisition for $4.1B","bullets":["Net income $1.8B, diluted EPS $4.35 vs $3.85 in Q2 2025 and $3.49 in Q3 2024.","Revenue $5.9B record, up 4% QoQ; NII $3.6B up 3%; fee income up 9%.","Average loans grew $3.2B (1%) QoQ, deposits up $8.9B (2%).","CET1 ratio 10.6%, returned $1B capital via dividends and buybacks.","On Sept. 8, PNC agreed to acquire FirstBank for $4.1B, expected close in early 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-25-000126","json":"https://secwatch.observer/filing/0000713676-25-000126.json","markdown":"https://secwatch.observer/filing/0000713676-25-000126.md","text":"https://secwatch.observer/filing/0000713676-25-000126.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367625000126/0000713676-25-000126-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367625000126/pnc-20251015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:48:54.360220+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}