{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-26-000006","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2026-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.526167+00:00","generated_at":"2026-05-16T09:58:54.788606+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"PNC Q4 net income $2.0B, EPS $4.88; full-year record revenue $23.1B, EPS $16.59","bullets":["Q4 net income $2.0B, diluted EPS $4.88; full-year net income $7.0B, diluted EPS $16.59 vs $13.74 prior year.","Full-year revenue $23.1B (record), up 7%; NII $14.41B up 7%; fee income $8.69B up 8%.","Q4 NII $3.73B, NIM 2.84% (up 5 bps); average loans up 1%, deposits up 2%.","Closed FirstBank acquisition Jan 5, 2026; adds $26B assets, $16B loans, $23B deposits.","CET1 ratio 10.6%; TBV $112.51; increased share repurchases planned."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-26-000006","json":"https://secwatch.observer/filing/0000713676-26-000006.json","markdown":"https://secwatch.observer/filing/0000713676-26-000006.md","text":"https://secwatch.observer/filing/0000713676-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367626000006/0000713676-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367626000006/pnc-20260116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:58:54.788606+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}