secwatch.observer — SEC 8-K summary
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Issuer:     PNC FINANCIAL SERVICES GROUP, INC. (PNC)
CIK:        0000713676
Form:       8-K
Filed at:   2026-01-16T23:59:59+00:00
Accession:  0000713676-26-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

PNC Q4 net income $2.0B, EPS $4.88; full-year record revenue $23.1B, EPS $16.59
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- Q4 net income $2.0B, diluted EPS $4.88; full-year net income $7.0B, diluted EPS $16.59 vs $13.74 prior year.
- Full-year revenue $23.1B (record), up 7%; NII $14.41B up 7%; fee income $8.69B up 8%.
- Q4 NII $3.73B, NIM 2.84% (up 5 bps); average loans up 1%, deposits up 2%.
- Closed FirstBank acquisition Jan 5, 2026; adds $26B assets, $16B loans, $23B deposits.
- CET1 ratio 10.6%; TBV $112.51; increased share repurchases planned.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/713676/000071367626000006/0000713676-26-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/713676/000071367626000006/pnc-20260116.htm
  HTML page:      https://secwatch.observer/filing/0000713676-26-000006

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer