{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-26-000026","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2026-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.667827+00:00","generated_at":"2026-05-15T06:14:06.745358+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PNC Q1 net income $1.8B ($4.13 EPS); adj EPS $4.32; NII +6% QoQ on FirstBank deal","bullets":["Net income $1.772B, diluted EPS $4.13 (adjusted $4.32) vs $1.499B/$3.51 in 1Q25.","Revenue $6.165B (+13% YoY); NII $3.961B (+6% QoQ, +14% YoY); NIM 2.95% (+11 bps QoQ).","Average loans +7% to $350.9B driven by FirstBank acquisition; deposits +4% to $458.4B.","CET1 ratio 10.1% (down from 10.6%); returned $1.4B to shareholders including ~$700M buybacks.","Provision for credit losses $210M, net charge-offs $253M (incl. $45M acquired FirstBank loans)."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-26-000026","json":"https://secwatch.observer/filing/0000713676-26-000026.json","markdown":"https://secwatch.observer/filing/0000713676-26-000026.md","text":"https://secwatch.observer/filing/0000713676-26-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367626000026/0000713676-26-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367626000026/pnc-20260415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:14:06.745358+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"eab58f962a267068e4c072ad0de529971c641cbd","claim":"PNC FINANCIAL SERVICES GROUP, INC. reported First Quarter 2026 results: net income $1.8 Billion, EPS $4.13.","evidence_excerpt":"PNC Reports First Quarter 2026 Net Income of $1.8 Billion, $4.13 Diluted EPS or $4.32 as Adjusted","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/713676/000071367626000026/0000713676-26-000026-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"First Quarter 2026"},{"label":"Net income","value":"$1.8 Billion"},{"label":"EPS","value":"$4.13"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}