{"schema_version":"secwatch.filing_event.v1","accession":"0000714310-26-000020","form_type":"8-K","ticker":"VLY","cik":"0000714310","company_name":"VALLEY NATIONAL BANCORP","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.668393+00:00","generated_at":"2026-05-15T04:42:48.171987+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Valley National Q1 2026 net income $163.9M; EPS $0.28, adjusted $0.29","bullets":["GAAP EPS of $0.28 vs $0.33 in Q4 2025; adjusted EPS of $0.29 vs $0.31.","Net interest income (tax-equivalent) $472.8M, up $6.7M from Q4 2025; NIM flat at 3.17%.","Total deposits grew $676.5M to $52.9B; direct customer deposits up $955M, brokered down $278.5M.","Net charge-offs $17.5M, down from $22.6M in Q4 2025; provision for credit losses $21.2M.","Repurchased 4.0M shares at avg $12.95; capital ratios slightly declined (CET1 10.91% vs 10.99%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000714310-26-000020","json":"https://secwatch.observer/filing/0000714310-26-000020.json","markdown":"https://secwatch.observer/filing/0000714310-26-000020.md","text":"https://secwatch.observer/filing/0000714310-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/0000714310-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/vly-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:42:48.171987+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2efdd60f6f6a40d2c27833e67841142ccb8289ea","claim":"VALLEY NATIONAL BANCORP reported first quarter 2026 results: net income 163.9 million, EPS 0.28.","evidence_excerpt":"Valley National Bancorp ( NASDAQ:VLY ), the holding company for Valley National Bank, today reported net income for the first quarter 2026 of $163.9 million, or $0.28 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/0000714310-26-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"163.9 million"},{"label":"EPS","value":"0.28"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}