---
schema_version: "secwatch.filing_event.v1"
accession: "0000714310-26-000020"
form_type: "8-K"
ticker: "VLY"
cik: "0000714310"
company_name: "VALLEY NATIONAL BANCORP"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:42:48.171987+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Valley National Q1 2026 net income $163.9M; EPS $0.28, adjusted $0.29

## Summary
- GAAP EPS of $0.28 vs $0.33 in Q4 2025; adjusted EPS of $0.29 vs $0.31.
- Net interest income (tax-equivalent) $472.8M, up $6.7M from Q4 2025; NIM flat at 3.17%.
- Total deposits grew $676.5M to $52.9B; direct customer deposits up $955M, brokered down $278.5M.
- Net charge-offs $17.5M, down from $22.6M in Q4 2025; provision for credit losses $21.2M.
- Repurchased 4.0M shares at avg $12.95; capital ratios slightly declined (CET1 10.91% vs 10.99%).

## SEC filing metadata
- accession: 0000714310-26-000020
- form_type: 8-K
- ticker: VLY
- cik: 0000714310
- company_name: VALLEY NATIONAL BANCORP
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/0000714310-26-000020-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/vly-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000714310-26-000020
- JSON: https://secwatch.observer/filing/0000714310-26-000020.json
- Plain text: https://secwatch.observer/filing/0000714310-26-000020.txt

## Key facts
- Earnings Releases
  VALLEY NATIONAL BANCORP reported first quarter 2026 results: net income 163.9 million, EPS 0.28.
  - Period: first quarter 2026
  - Net income: 163.9 million
  - EPS: 0.28
  - Result: reported results
  source text: Valley National Bancorp ( NASDAQ:VLY ), the holding company for Valley National Bank, today reported net income for the first quarter 2026 of $163.9 million, or $0.28 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/714310/000071431026000020/0000714310-26-000020-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.