{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-22-000043","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2022-11-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.325395+00:00","generated_at":"2026-06-22T19:53:53.465614+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"GABC Q3 net income $24.6M ($0.83 EPS), up 2% QoQ; net interest margin expands to 3.59%","bullets":["Net income $24.6M, EPS $0.83 vs Q2 $0.81 and Q3 2021 $0.81.","Net interest margin (tax-equiv) 3.59% vs 3.35% in Q2; net interest income $51.7M, up 4% QoQ.","Loans grew $33.6M (4% annualized); deposits declined $139.3M (10% annualized) due to rate competition.","Non-performing assets fell to $13.8M (0.22% of assets) from $15.1M at June 30.","Declared $0.23 quarterly dividend, payable Nov 20 to holders of record Nov 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-22-000043","json":"https://secwatch.observer/filing/0000714395-22-000043.json","markdown":"https://secwatch.observer/filing/0000714395-22-000043.md","text":"https://secwatch.observer/filing/0000714395-22-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439522000043/0000714395-22-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439522000043/gabc-20221031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T19:53:53.465614+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ec859d38dab02762c6289b6f07d2259cc5accb44","claim":"GERMAN AMERICAN BANCORP, INC. reported the third quarter ended September 30, 2022 results: net income $24.6 million, EPS $0.83 per share.","evidence_excerpt":"German American Bancorp, Inc. (Nasdaq: GABC) reported strong operating performance for the third quarter ended September 30, 2022, with earnings of $24.6 million, resulting in the Company’s second highest level of historical earnings per share at $0.83 per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439522000043/0000714395-22-000043-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Net income","value":"$24.6 million"},{"label":"EPS","value":"$0.83 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}