{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-23-000002","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2023-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.845566+00:00","generated_at":"2026-06-20T05:57:25.906106+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"German American Bancorp Q4 EPS $0.83, up 14% YoY; board raises dividend 9% to $0.25","bullets":["Full-year 2022 net income $81.8M ($2.78 EPS), second highest annual earnings; down from record $84.1M ($3.17 EPS) in 2021.","Q4 net income $24.4M ($0.83 EPS), up 14% YoY from $19.3M ($0.73 EPS); sequentially flat vs Q3.","Quarterly dividend raised 9% to $0.25 per share, payable Feb 20, 2023 to holders of record Feb 10, 2023.","Total loans grew $102M (11% annualized) in Q4; net interest margin expanded to 3.78% from 3.59% in Q3.","Non-performing assets were 0.23% of total assets; allowance for credit losses at 1.17% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-23-000002","json":"https://secwatch.observer/filing/0000714395-23-000002.json","markdown":"https://secwatch.observer/filing/0000714395-23-000002.md","text":"https://secwatch.observer/filing/0000714395-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000002/0000714395-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000002/gabc-20230130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T05:57:25.906106+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5a382d4ddc4d18cee8a6ee6fff986200df9673b8","claim":"GERMAN AMERICAN BANCORP, INC. reported the year ended December 31, 2022 results: net income $81.8 million, EPS $2.78 per share.","evidence_excerpt":"reported strong annual earnings of $81.8 million, or $2.78 per share, for the year end December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000002/0000714395-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$81.8 million"},{"label":"EPS","value":"$2.78 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"fa6ddcd0c696cbcfd75ed4d2a41fb74c662fd6bf","claim":"GERMAN AMERICAN BANCORP, INC. reported the quarter ended December 31, 2022 results: net income $24.4 million, EPS $0.83 per share.","evidence_excerpt":"Fourth quarter 2022 net income of $24.4 million, or $0.83 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000002/0000714395-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$24.4 million"},{"label":"EPS","value":"$0.83 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}