{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-23-000022","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.991209+00:00","generated_at":"2026-06-16T17:26:14.587517+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"German American Bancorp Q1 EPS $0.71, down 15% QoQ; declares $0.25 dividend (9% increase)","bullets":["Q1 net income $20.8M ($0.71 EPS), up 129% YoY but down 15% from Q4 2022's $0.83.","Net interest margin narrowed to 3.69% from 3.78% Q4 on higher funding costs; deposits fell $195M linked quarter.","Non-performing assets stable at 0.24% of total assets; provision for credit losses $1.1M vs $0.5M in Q4.","Board declared $0.25 quarterly dividend (+9% from 2022 rate), payable May 20 to holders of record May 10.","Core deposit base stabilizing; uninsured deposits ~21% of total; management confident in liquidity and capital."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-23-000022","json":"https://secwatch.observer/filing/0000714395-23-000022.json","markdown":"https://secwatch.observer/filing/0000714395-23-000022.md","text":"https://secwatch.observer/filing/0000714395-23-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000022/0000714395-23-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000022/gabc-20230424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:26:14.587517+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"39dee1db5b3c7ff733fb4d0aef2cba806c6325dd","claim":"GERMAN AMERICAN BANCORP, INC. reported quarter ended March 31, 2023 results: net income $20.8 million, EPS $0.71 per share.","evidence_excerpt":"German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter earnings of $20.8 million, or $0.71 per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000022/0000714395-23-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"$20.8 million"},{"label":"EPS","value":"$0.71 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}