---
schema_version: "secwatch.filing_event.v1"
accession: "0000714395-23-000035"
form_type: "8-K"
ticker: "GABC"
cik: "0000714395"
company_name: "GERMAN AMERICAN BANCORP, INC."
filed_at: "2023-07-31T23:59:59+00:00"
generated_at: "2026-06-12T22:29:28.834235+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# German American Bancorp Q2 EPS $0.75, up 6% linked quarter; dividend raised 9% to $0.25

## Summary
- Net income $22.1M, EPS $0.75; linked quarter increase of $1.3M (+6% per share) from Q1 2023.
- Net interest margin 3.63%, down 6 bps from Q1 2023; loan growth $57.6M (+6% annualized).
- Non-interest expense fell 5% from prior quarter; credit quality strong (NPA/assets 0.21%).
- Board declared $0.25 quarterly dividend (+9% YoY), payable Aug 20, record Aug 10.
- Deposits stable (+$24.8M from Q1); non-interest bearing remains 30% of deposits.

## SEC filing metadata
- accession: 0000714395-23-000035
- form_type: 8-K
- ticker: GABC
- cik: 0000714395
- company_name: GERMAN AMERICAN BANCORP, INC.
- filed_at: 2023-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/714395/000071439523000035/0000714395-23-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/714395/000071439523000035/gabc-20230731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000714395-23-000035
- JSON: https://secwatch.observer/filing/0000714395-23-000035.json
- Plain text: https://secwatch.observer/filing/0000714395-23-000035.txt

## Key facts
- Earnings Releases
  GERMAN AMERICAN BANCORP, INC. reported the quarter ended June 30, 2023 results: net income $22.1 million, EPS $0.75 per share.
  - Period: the quarter ended June 30, 2023
  - Net income: $22.1 million
  - EPS: $0.75 per share
  - Result: reported results
  source text: reported solid second quarter earnings of $22.1 million, or $0.75 per share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/714395/000071439523000035/0000714395-23-000035-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.