{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-23-000051","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2023-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.793730+00:00","generated_at":"2026-06-09T05:07:52.372387+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"German American Q3 net income $21.5M ($0.73/share); dividend raised 9% to $0.25","bullets":["Q3 net income $21.5M ($0.73 EPS) vs Q2 $22.1M ($0.75) and Q3 2022 $24.6M ($0.83).","Net interest margin 3.57% (down 6 bps linked quarter); total loans grew $63.1M (7% annualized).","Deposits declined $43.8M (3% annualized); non-interest deposits stable at 29% of total.","Non-performing assets remained low at 0.21% of total assets; ACL 1.15% of loans.","Board declared $0.25/share dividend, payable Nov 20, record Nov 10, a 9% increase over 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-23-000051","json":"https://secwatch.observer/filing/0000714395-23-000051.json","markdown":"https://secwatch.observer/filing/0000714395-23-000051.md","text":"https://secwatch.observer/filing/0000714395-23-000051.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000051/0000714395-23-000051-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000051/gabc-20231030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T05:07:52.372387+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a822fbd2b03b4e1c224a3d06c107c2b9585e0922","claim":"GERMAN AMERICAN BANCORP, INC. reported the quarter ended September 30, 2023 results: net income $21.5 million, EPS $0.73 per share.","evidence_excerpt":"On October 30, 2023, German American Bancorp, Inc. (the “Company”) issued a press release announcing its results for the quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439523000051/0000714395-23-000051-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$21.5 million"},{"label":"EPS","value":"$0.73 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}