{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-24-000022","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.746091+00:00","generated_at":"2026-06-03T05:57:03.239433+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"German American Bancorp Q1 EPS $0.64, down 12% linked quarter; NIM compresses to 3.35%","bullets":["Net income $19.0M ($0.64/diluted share) vs $21.5M ($0.73) in Q4 2023 and $20.8M ($0.71) in Q1 2023.","Net interest margin fell to 3.35% from 3.43% linked quarter due to higher deposit costs; funding cost rose 12 bps.","Board declared $0.27 quarterly dividend, up 8% from 2023 rate; payable May 20 to holders of record May 10.","Loans stable at $3.98B; commercial real estate +5% annualized, ag lines -22%; NPA ratio 0.16% of assets.","Capital levels well above well-capitalized minimums; total risk-based capital 16.57%."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-24-000022","json":"https://secwatch.observer/filing/0000714395-24-000022.json","markdown":"https://secwatch.observer/filing/0000714395-24-000022.md","text":"https://secwatch.observer/filing/0000714395-24-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439524000022/0000714395-24-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439524000022/gabc-20240429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:57:03.239433+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7bb5dc0c841e3c0401e1efd16a3de0e625ae29af","claim":"GERMAN AMERICAN BANCORP, INC. reported first quarter 2024 results: net income $19.0 million, EPS $0.64 per share.","evidence_excerpt":"German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter 2024 earnings of $19.0 million, or $0.64 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439524000022/0000714395-24-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Net income","value":"$19.0 million"},{"label":"EPS","value":"$0.64 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}