{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-24-000047","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.882762+00:00","generated_at":"2026-05-30T09:52:18.865551+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"German American Bancorp Q3 net income $21.0M ($0.71 EPS); NIM expands to 3.47%","bullets":["Q3 net income $21.0M ($0.71 EPS), up 3% linked quarter from $20.5M ($0.69), down 3% YoY from $21.5M ($0.73).","Net interest margin rose to 3.47% from 3.34% in Q2; net interest income increased 6% linked quarter.","Loans grew $25.1M (2.5% annualized); non-performing assets low at 0.15% of total assets.","Declared $0.27/share dividend payable Nov 20, 2024 to shareholders of record Nov 10, 2024.","Pending merger with Heartland BancCorp; $747k merger costs incurred in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-24-000047","json":"https://secwatch.observer/filing/0000714395-24-000047.json","markdown":"https://secwatch.observer/filing/0000714395-24-000047.md","text":"https://secwatch.observer/filing/0000714395-24-000047.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439524000047/0000714395-24-000047-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439524000047/gabc-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:52:18.865551+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}