{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-25-000005","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.153182+00:00","generated_at":"2026-05-27T09:42:38.872876+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"German American Bancorp Q4 EPS $0.78, annual EPS $2.83; dividend raised 7.4%","bullets":["Q4 net income $23.2M ($0.78/share), up 10% from Q3; annual net income $83.8M.","Net interest margin expanded to 3.54% from 3.47% linked quarter; net interest income up 5%.","Total loans grew $63.9M (6% annualized) in Q4; non-interest bearing deposits stable at 26%.","Quarterly dividend increased 7.4% to $0.29/share, payable Feb 20, 2025 to holders of record Feb 10.","Non-performing assets were 0.18% of total assets; allowance for credit losses 1.08% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-25-000005","json":"https://secwatch.observer/filing/0000714395-25-000005.json","markdown":"https://secwatch.observer/filing/0000714395-25-000005.md","text":"https://secwatch.observer/filing/0000714395-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000005/0000714395-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000005/gabc-20250127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:42:38.872876+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}