{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-25-000016","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.078899+00:00","generated_at":"2026-05-23T05:22:22.798409+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"German American Q1 adj EPS $0.79; closes Heartland merger; declares $0.29 dividend","bullets":["GAAP net income $10.5M ($0.30/share) includes $16.8M after-tax merger costs.","Adjusted net income $27.3M ($0.79/share) vs $23.4M ($0.79) in Q4 2024.","Net interest margin expanded 42 bps to 3.96% (24 bps from loan accretion).","Closed Heartland merger Feb 1, 2025; assets grew to $8.42B, loans up $1.52B.","Regular cash dividend $0.29/share, payable May 20, 2025, record May 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-25-000016","json":"https://secwatch.observer/filing/0000714395-25-000016.json","markdown":"https://secwatch.observer/filing/0000714395-25-000016.md","text":"https://secwatch.observer/filing/0000714395-25-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000016/0000714395-25-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000016/gabc-20250428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:22:22.798409+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}