{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-25-000048","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.970433+00:00","generated_at":"2026-05-17T02:16:08.689881+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"GABC Q3 2025 record net income $35.1M ($0.94 EPS), up 67% YoY; dividend $0.29","bullets":["Net income $35.1M ($0.94 diluted EPS) vs $21.0M ($0.71) in Q3 2024; adjusted EPS $0.92.","Net interest margin widened to 4.06%; return on avg assets 1.68%, avg tangible equity 21.0%.","Total loans $5.79B, up 3% annualized linked quarter; non-performing assets 0.28% of total assets.","Total deposits $7.01B, up 3% annualized linked quarter; non-interest bearing deposits 28% of total.","Board declares $0.29/share quarterly cash dividend, payable Nov 20 to holders of record Nov 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-25-000048","json":"https://secwatch.observer/filing/0000714395-25-000048.json","markdown":"https://secwatch.observer/filing/0000714395-25-000048.md","text":"https://secwatch.observer/filing/0000714395-25-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000048/0000714395-25-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439525000048/gabc-20251027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:16:08.689881+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}