{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-26-000003","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.528493+00:00","generated_at":"2026-05-16T08:12:01.170563+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"German American Bancorp reports record Q4 EPS $0.95 ($0.96 adj); increases dividend 7% to $0.31","bullets":["Q4 net income $35.7M ($0.95 per share); adj. EPS $0.96; ROAA 1.67% (adj. 1.68%).","Full-year 2025 net income $112.6M ($3.06 per share), up from $83.8M in 2024; adj. net income $129.7M ($3.52 per share).","Net interest margin 4.13%; annualized linked-quarter loan growth 7%; net charge-offs 0.04%.","Board increased quarterly cash dividend 7% to $0.31 per share; payable Feb 20, 2026 to record Feb 10, 2026.","TCE ratio 9.44%; ROATCE 19.49% (adj. 19.6%); 21st consecutive year of double-digit ROE."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-26-000003","json":"https://secwatch.observer/filing/0000714395-26-000003.json","markdown":"https://secwatch.observer/filing/0000714395-26-000003.md","text":"https://secwatch.observer/filing/0000714395-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439526000003/0000714395-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439526000003/gabc-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:12:01.170563+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}