{"schema_version":"secwatch.filing_event.v1","accession":"0000714395-26-000016","form_type":"8-K","ticker":"GABC","cik":"0000714395","company_name":"GERMAN AMERICAN BANCORP, INC.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.668668+00:00","generated_at":"2026-05-15T04:07:08.144402+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"German American Bancorp reports Q1 2026 earnings of $0.88 per share, declares $0.31 dividend","bullets":["Q1 2026 net income of $33.2M, or $0.88 per share, compared to $0.30 per share a year ago (acquisition-impacted).","Board declared quarterly cash dividend of $0.31 per share, payable May 20, 2026, a 7% increase over 2025 rate.","Return on average assets of 1.58%, return on tangible common equity of 17.08%, and net interest margin of 4.26%.","Non-performing assets were 0.35% of total assets and annualized net charge-offs were 0.08%.","Heartland BancCorp acquisition integrates seamlessly; company ranked in Forbes America's Best Banks top 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000714395-26-000016","json":"https://secwatch.observer/filing/0000714395-26-000016.json","markdown":"https://secwatch.observer/filing/0000714395-26-000016.md","text":"https://secwatch.observer/filing/0000714395-26-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/0000714395-26-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/gabc-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-15T04:07:08.144402+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a674284875557d3ba8e48d8d9e16311d9ef33338","claim":"GERMAN AMERICAN BANCORP, INC. reported the quarter ended March 31, 2026 results: net income $33.2 million, EPS $0.88 per share.","evidence_excerpt":"reported, this dividend rate represents a 7% increase over the rate in effect during 2025. For the three months ended March 31, 2026, the Company reported net income of $33.2 million, or $0.88 per share, reflecting a linked quarter decrease of $2.5 million, or approximately 7% on a per share basis, from previous record level fourth quarter 2025 net income of","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/0000714395-26-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$33.2 million"},{"label":"EPS","value":"$0.88 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}