---
schema_version: "secwatch.filing_event.v1"
accession: "0000714395-26-000016"
form_type: "8-K"
ticker: "GABC"
cik: "0000714395"
company_name: "GERMAN AMERICAN BANCORP, INC."
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T04:07:08.144402+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# German American Bancorp reports Q1 2026 earnings of $0.88 per share, declares $0.31 dividend

## Summary
- Q1 2026 net income of $33.2M, or $0.88 per share, compared to $0.30 per share a year ago (acquisition-impacted).
- Board declared quarterly cash dividend of $0.31 per share, payable May 20, 2026, a 7% increase over 2025 rate.
- Return on average assets of 1.58%, return on tangible common equity of 17.08%, and net interest margin of 4.26%.
- Non-performing assets were 0.35% of total assets and annualized net charge-offs were 0.08%.
- Heartland BancCorp acquisition integrates seamlessly; company ranked in Forbes America's Best Banks top 10.

## SEC filing metadata
- accession: 0000714395-26-000016
- form_type: 8-K
- ticker: GABC
- cik: 0000714395
- company_name: GERMAN AMERICAN BANCORP, INC.
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/0000714395-26-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/gabc-20260427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000714395-26-000016
- JSON: https://secwatch.observer/filing/0000714395-26-000016.json
- Plain text: https://secwatch.observer/filing/0000714395-26-000016.txt

## Key facts
- Earnings Releases
  GERMAN AMERICAN BANCORP, INC. reported the quarter ended March 31, 2026 results: net income $33.2 million, EPS $0.88 per share.
  - Period: the quarter ended March 31, 2026
  - Net income: $33.2 million
  - EPS: $0.88 per share
  - Result: reported results
  source text: reported, this dividend rate represents a 7% increase over the rate in effect during 2025. For the three months ended March 31, 2026, the Company reported net income of $33.2 million, or $0.88 per share, reflecting a linked quarter decrease of $2.5 million, or approximately 7% on a per share basis, from previous record level fourth quarter 2025 net income of
  evidence_url: https://www.sec.gov/Archives/edgar/data/714395/000071439526000016/0000714395-26-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.