{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-23-000002","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2023-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.847037+00:00","generated_at":"2026-06-19T23:22:34.473464+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Financial reports record 2022 net income of $71.1M; Q4 EPS $1.37, up from $0.58 YoY","bullets":["Q4 net income $16.5M ($1.37 diluted EPS) vs $7.4M ($0.58) a year ago; YoY increase of 123%.","Full-year 2022 net income $71.1M ($5.82 EPS) vs $53.0M ($4.02) in 2021; record year.","Net interest margin expanded to 3.81% in Q4 from 3.08% in Q4 2021; average loans up 14.5% YoY.","Book value per share fell to $39.44 from $46.13 due to AOCI decline and share repurchases; tangible common equity ratio 7.79% vs 9.62%.","Credit loss provision dropped to $2.7M in Q4 from $5.7M a year earlier; nonperforming loans ratio improved to 0.44%."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-23-000002","json":"https://secwatch.observer/filing/0000714562-23-000002.json","markdown":"https://secwatch.observer/filing/0000714562-23-000002.md","text":"https://secwatch.observer/filing/0000714562-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000002/0000714562-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000002/tmb-20230207x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T23:22:34.473464+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7d41474ae82ffbd66279a34ebca2903cb2193ae2","claim":"FIRST FINANCIAL CORP /IN/ reported three months ended December 31, 2022 results: net income $16.5 million, EPS $1.37.","evidence_excerpt":"● Net income was $16.5 million compared to $7.4 million for the same period of 2021; ● Diluted net income per common share of $1.37 compared to $0.58 for the same period of 2021;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000002/0000714562-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2022"},{"label":"Net income","value":"$16.5 million"},{"label":"EPS","value":"$1.37"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e361b7f71a364dcefa1cf632d0ec53a17e520c4d","claim":"FIRST FINANCIAL CORP /IN/ reported year ended December 31, 2022 results: net income $71.1 million, EPS $5.82.","evidence_excerpt":"● Net income was $71.1 million compared to $53.0 million for the same period of 2021; ● Diluted net income per common share of $5.82 compared to $4.02 for the same period of 2021;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000002/0000714562-23-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2022"},{"label":"Net income","value":"$71.1 million"},{"label":"EPS","value":"$5.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}