{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-23-000014","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.992215+00:00","generated_at":"2026-06-16T17:26:44.900073+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Financial Q1 net income $16.0M, EPS $1.33; NIM expands 80 bps to 3.96%","bullets":["Net income of $16.0M vs $20.9M in Q1 2022 (which included a $4.0M legal settlement and pandemic reserve releases).","Pre-tax, pre-provision net income rose to $21.4M from $19.7M; net interest income up 17.25% to $44.3M.","Average loans grew 10.5% YoY to $3.07B; total deposits fell 5.2% to $4.17B.","Credit loss provision was $1.8M vs negative $6.6M a year ago; nonperforming loans increased to $12.1M (0.39% of loans).","Shareholder equity decreased to $505.5M due to $18M in share repurchases and dividends; tangible equity ratio 8.63%."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-23-000014","json":"https://secwatch.observer/filing/0000714562-23-000014.json","markdown":"https://secwatch.observer/filing/0000714562-23-000014.md","text":"https://secwatch.observer/filing/0000714562-23-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000014/0000714562-23-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000014/tmb-20230425x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:26:44.900073+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"df4ce270b832310c20cf3571497302f57b18b626","claim":"FIRST FINANCIAL CORP /IN/ reported the three months ended March 31, 2023 results: net income $16.0 million, EPS $1.33.","evidence_excerpt":"Net income was $16.0 million compared to the $20.9 million reported for the same period of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000014/0000714562-23-000014-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Net income","value":"$16.0 million"},{"label":"EPS","value":"$1.33"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}