{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-23-000024","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.472014+00:00","generated_at":"2026-06-13T03:35:43.847180+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Financial Q2 net income $16M, EPS $1.33, up from $15.6M and $1.27 YoY","bullets":["Net income $16.0M vs $15.6M YoY; diluted EPS $1.33 vs $1.27.","Pre-tax, pre-provision net income $21.2M, up from $19.7M in Q2 2022.","Net interest margin 3.81%, up 35 bps from 3.46% YoY; net interest income $42.2M, +4.25%.","Average total loans $3.10B, up 9.63% YoY; total deposits $4.06B vs $4.38B a year ago.","Credit loss provision $1.8M vs $750K; nonperforming loans $13.3M, ratio 0.43% vs 0.32%."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-23-000024","json":"https://secwatch.observer/filing/0000714562-23-000024.json","markdown":"https://secwatch.observer/filing/0000714562-23-000024.md","text":"https://secwatch.observer/filing/0000714562-23-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/0000714562-23-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/tmb-20230725x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:35:43.847180+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"16a65f4fc8a034fd3bc032739db00c60a2f8f36d","claim":"FIRST FINANCIAL CORP /IN/ reported six months ended June 30, 2023 results: net income Net income was $32.0 million compared to the $36.5 million reported for the same period of 2022, EPS Diluted net income per common share of $2.66 compared to $2.95 for the same period of 2022.","evidence_excerpt":"The Corporation further reported results for the six months ending June 30, 2023:","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/0000714562-23-000024-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"Net income was $32.0 million compared to the $36.5 million reported for the same period of 2022"},{"label":"EPS","value":"Diluted net income per common share of $2.66 compared to $2.95 for the same period of 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"924c08b8526cd94f5202fbe51db26e68ac1b750e","claim":"FIRST FINANCIAL CORP /IN/ reported the three and six months ended June 30, 2023 results: net income Net income was $16.0 million compared to the $15.6 million reported for the same period of 2022, EPS Diluted net income per common share of $1.33 compared to $1.27 for the same period of 2022.","evidence_excerpt":"On July 25, 2023, the Registrant issued a press release reporting its financial results for the three and six months ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/0000714562-23-000024-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and six months ended June 30, 2023"},{"label":"Net income","value":"Net income was $16.0 million compared to the $15.6 million reported for the same period of 2022"},{"label":"EPS","value":"Diluted net income per common share of $1.33 compared to $1.27 for the same period of 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}