secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL CORP /IN/ (THFF)
CIK:        0000714562
Form:       8-K
Filed at:   2023-07-25T23:59:59+00:00
Accession:  0000714562-23-000024
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Q2 net income $16M, EPS $1.33, up from $15.6M and $1.27 YoY
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- Net income $16.0M vs $15.6M YoY; diluted EPS $1.33 vs $1.27.
- Pre-tax, pre-provision net income $21.2M, up from $19.7M in Q2 2022.
- Net interest margin 3.81%, up 35 bps from 3.46% YoY; net interest income $42.2M, +4.25%.
- Average total loans $3.10B, up 9.63% YoY; total deposits $4.06B vs $4.38B a year ago.
- Credit loss provision $1.8M vs $750K; nonperforming loans $13.3M, ratio 0.43% vs 0.32%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/0000714562-23-000024-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714562/000071456223000024/tmb-20230725x8k.htm
  HTML page:      https://secwatch.observer/filing/0000714562-23-000024

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer