{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-23-000036","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.794558+00:00","generated_at":"2026-06-09T15:07:56.187051+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Financial Q3 net income $16.3M ($1.37 EPS) down from $18.1M; loans up 7.9% YoY","bullets":["Net income $16.3M ($1.37 diluted EPS) vs $18.1M ($1.50) in Q3 2022; pre-tax pre-provision income fell to $20.5M from $23.7M.","Net interest income $41.2M, down 4.5% YoY; net interest margin slightly up to 3.74% from 3.71%.","Average total loans $3.15B, up 7.88% YoY; total deposits $4.04B, down from $4.41B.","Credit loss provision $1.2M vs $1.05M; nonperforming loans $12.6M (0.40% of loans) vs $10.3M (0.35%).","Repurchased 228,457 shares during quarter; book value per share $40.00, up 9.63% from $36.49."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-23-000036","json":"https://secwatch.observer/filing/0000714562-23-000036.json","markdown":"https://secwatch.observer/filing/0000714562-23-000036.md","text":"https://secwatch.observer/filing/0000714562-23-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000036/0000714562-23-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000036/tmb-20231024x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T15:07:56.187051+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0c0bc2027a0b04d7b0e9ce1533e078d3362c727d","claim":"FIRST FINANCIAL CORP /IN/ reported three months ended September 30, 2023 results: net income $16.3 million, EPS $1.37.","evidence_excerpt":"First Financial Corporation (NASDAQ:THFF) today announced results for the third quarter of 2023. ● Net income was $16.3 million compared to the $18.1 million reported for the same period of 2022; ● Diluted net income per common share of $1.37 compared to $1.50 for the same period of 2022;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000036/0000714562-23-000036-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended September 30, 2023"},{"label":"Net income","value":"$16.3 million"},{"label":"EPS","value":"$1.37"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"2ba6ef6c3249fb99c8a88c428f27149264a449c6","claim":"FIRST FINANCIAL CORP /IN/ reported nine months ended September 30, 2023 results: net income $48.3 million, EPS $4.02.","evidence_excerpt":"The Corporation further reported results for the nine months ending September 30, 2023: ● Net income was $48.3 million compared to the $54.6 million reported for the same period of 2022, which included the proceeds of a legal settlement and pandemic related reserve releases, both of which were non-recurring events; ● Diluted net income per common share of $4.02 compared to $4.45 for the same period of 2022;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456223000036/0000714562-23-000036-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"nine months ended September 30, 2023"},{"label":"Net income","value":"$48.3 million"},{"label":"EPS","value":"$4.02"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}