{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-24-000024","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2024-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.746950+00:00","generated_at":"2026-06-03T05:00:32.977522+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Q1 net income falls 32% to $10.9M; NIM narrows to 3.53%","bullets":["Diluted EPS of $0.93 vs $1.33 in Q1 2023; net income $10.9M vs $16.0M.","Net interest margin 3.53% vs 3.96% a year ago; net interest income $38.9M vs $44.3M.","Nonperforming loans rose to $24.3M (0.76% of loans) from $12.1M (0.39%).","Total loans grew 3.6% YoY to $3.19B; deposits declined slightly to $4.11B.","Credit loss provision unchanged at $1.8M; net charge-offs $1.5M vs $2.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-24-000024","json":"https://secwatch.observer/filing/0000714562-24-000024.json","markdown":"https://secwatch.observer/filing/0000714562-24-000024.md","text":"https://secwatch.observer/filing/0000714562-24-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456224000024/0000714562-24-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456224000024/thff-20240430x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:00:32.977522+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"676e5bc932b7ca221390bf5dd618b56095a690e4","claim":"FIRST FINANCIAL CORP /IN/ reported the three months ended March 31, 2024 results: net income Net income was $10.9 million, EPS Diluted net income per common share of $0.93.","evidence_excerpt":"First Financial Corporation (NASDAQ:THFF) today announced results for the first quarter of 2024. ● Net income was $10.9 million compared to the $16.0 million reported for the same period of 2023; ● Diluted net income per common share of $0.93 compared to $1.33 for the same period of 2023;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456224000024/0000714562-24-000024-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"Net income was $10.9 million"},{"label":"EPS","value":"Diluted net income per common share of $0.93"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}