{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-24-000058","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.883634+00:00","generated_at":"2026-05-30T11:56:10.931156+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Financial Q3 EPS $0.74; net income drops 47% YoY; closes SimplyBank acquisition","bullets":["Net income $8.7M vs $16.3M YoY; diluted EPS $0.74 vs $1.37.","Credit loss provision surged to $9.4M from $1.2M; $5.5M related to SimplyBank acquisition.","Total loans increased $511M linked quarter to $3.72B, driven by $467M in acquired SimplyBank loans.","Net interest margin expanded 21 bps to 3.78% from 3.57% linked quarter; net interest income $47.2M up 14.6% YoY.","Quarterly dividend of $0.45 per share declared and paid."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-24-000058","json":"https://secwatch.observer/filing/0000714562-24-000058.json","markdown":"https://secwatch.observer/filing/0000714562-24-000058.md","text":"https://secwatch.observer/filing/0000714562-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456224000058/0000714562-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456224000058/thff-20241022x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:56:10.931156+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}