{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-25-000006","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2025-02-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.154487+00:00","generated_at":"2026-05-27T03:44:43.824060+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Financial Q4 net income up 31% to $16.2M; full year down 22% to $47.3M","bullets":["Q4 2024 net income $16.2M ($1.37 diluted EPS) vs $12.4M ($1.06) in Q4 2023.","Full year 2024 net income $47.3M ($4.00 EPS) vs $60.7M ($5.08) in 2023, driven by higher provision.","Record Q4 net interest income $49.6M; net interest margin expanded to 3.94% from 3.63% a year ago.","SimplyBank acquisition contributed $467M in loans and $622M in deposits; total loans up 21% YoY.","Quarterly dividend raised to $0.51 from $0.45; nonperforming loans dropped to 0.35% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-25-000006","json":"https://secwatch.observer/filing/0000714562-25-000006.json","markdown":"https://secwatch.observer/filing/0000714562-25-000006.md","text":"https://secwatch.observer/filing/0000714562-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000006/0000714562-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000006/thff-20250204x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:44:43.824060+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}