{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-25-000030","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.079483+00:00","generated_at":"2026-05-23T09:44:45.379717+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Financial Q1 net income $18.4M, EPS $1.55; record NII $52M, NIM 4.11%","bullets":["Net income $18.4M ($1.55 diluted EPS) vs $10.9M ($0.93) a year ago; ROAA 1.34% vs 0.91%.","Record net interest income $52.0M, up 33.5% YoY; net interest margin expanded to 4.11% from 3.53%.","Total loans $3.85B, up 20.7% YoY including SimplyBank acquisition; deposits $4.64B.","Nonperforming loans fell to $10.2M (0.26% of loans) from $24.3M (0.76%); provision $2.0M.","Efficiency ratio improved to 57.54% from 67.21%; tangible book value $38.13/share, up 5.2% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-25-000030","json":"https://secwatch.observer/filing/0000714562-25-000030.json","markdown":"https://secwatch.observer/filing/0000714562-25-000030.md","text":"https://secwatch.observer/filing/0000714562-25-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000030/0000714562-25-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000030/thff-20250422x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:44:45.379717+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}