{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-25-000045","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.209220+00:00","generated_at":"2026-05-18T04:42:36.207853+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Financial Q2 net income $18.6M ($1.57 EPS) vs $11.4M YoY; NIM expands to 4.15%","bullets":["Net income $18.6M vs $11.4M in Q2 2024; diluted EPS $1.57 vs $0.96.","Record net interest income $52.7M (+34% YoY); net interest margin 4.15% vs 3.57%.","Average total loans $3.88B, up 21.25% YoY; 7th consecutive quarter of loan growth.","Nonperforming loans fell to $9.8M (0.25% of loans) vs $15.9M (0.50%) a year ago.","Quarterly dividend of $0.51 declared; 518,860 shares remain under repurchase authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-25-000045","json":"https://secwatch.observer/filing/0000714562-25-000045.json","markdown":"https://secwatch.observer/filing/0000714562-25-000045.md","text":"https://secwatch.observer/filing/0000714562-25-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000045/0000714562-25-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456225000045/thff-20250722x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:42:36.207853+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}