secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL CORP /IN/ (THFF)
CIK:        0000714562
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0000714562-25-000045
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Q2 net income $18.6M ($1.57 EPS) vs $11.4M YoY; NIM expands to 4.15%
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- Net income $18.6M vs $11.4M in Q2 2024; diluted EPS $1.57 vs $0.96.
- Record net interest income $52.7M (+34% YoY); net interest margin 4.15% vs 3.57%.
- Average total loans $3.88B, up 21.25% YoY; 7th consecutive quarter of loan growth.
- Nonperforming loans fell to $9.8M (0.25% of loans) vs $15.9M (0.50%) a year ago.
- Quarterly dividend of $0.51 declared; 518,860 shares remain under repurchase authorization.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714562/000071456225000045/0000714562-25-000045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714562/000071456225000045/thff-20250722x8k.htm
  HTML page:      https://secwatch.observer/filing/0000714562-25-000045

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer