secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL CORP /IN/ (THFF)
CIK:        0000714562
Form:       8-K
Filed at:   2025-10-28T23:59:59+00:00
Accession:  0000714562-25-000058
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Q3 net income $20.8M ($1.75 EPS), up from $8.7M; record net interest income
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- Diluted EPS $1.75 vs $0.74 a year ago; net income $20.8M vs $8.7M.
- Net interest income record $54.6M, up 15.8% YoY; margin expanded to 4.25% from 3.78%.
- Loan growth continued for 8th consecutive quarter; total loans $3.97B (+6.8% YoY).
- Provision for credit losses $2.0M, down sharply from $9.4M in Q3 2024.
- Quarterly dividend kept at $0.51/share; declared and paid in October 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714562/000071456225000058/0000714562-25-000058-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714562/000071456225000058/thff-20251028x8k.htm
  HTML page:      https://secwatch.observer/filing/0000714562-25-000058

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer