{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-26-000008","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2026-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.529466+00:00","generated_at":"2026-05-16T05:28:10.322008+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Financial reports record net income for 2025; EPS $6.68 vs $4.00 YoY","bullets":["Q4 net income $21.5M ($1.81 EPS) vs $16.2M ($1.37 EPS) YoY; full-year net income $79.2M ($6.68 EPS) vs $47.3M ($4.00 EPS).","Net interest income record $60.6M in Q4, up 22.2% YoY; net interest margin expanded to 4.66% from 3.94%.","Total loans surpassed $4B for first time, up 5.69% YoY to $4.06B; organic growth driven by CRE, construction, and auto.","Quarterly dividend increased to $0.56 from $0.51, paid January 15, 2026.","Pending acquisition of CedarStone Financial ($1.4M in Q4 merger expenses)."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-26-000008","json":"https://secwatch.observer/filing/0000714562-26-000008.json","markdown":"https://secwatch.observer/filing/0000714562-26-000008.md","text":"https://secwatch.observer/filing/0000714562-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000008/0000714562-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000008/thff-20260203x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:28:10.322008+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}