{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-26-000035","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.669230+00:00","generated_at":"2026-05-15T03:24:38.256319+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Q1 net income $19.8M ($1.67 EPS) vs $18.4M a year ago; closes CedarStone acquisition","bullets":["Net interest income record $56.9M, up 9.5% YoY; net interest margin 4.23% vs 4.11%.","Completed CedarStone Financial acquisition Mar 1, adding $292M loans, $313M deposits; $716K bargain purchase gain.","Nonperforming loans surged to $28.5M (0.64% of loans) from $10.2M (0.26%) a year ago.","Provision for credit losses $2.6M vs $2.0M YoY; allowance 1.18% of loans.","Tangible book value per share $45.13, up 18.4% YoY; dividend maintained at $0.56 per quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-26-000035","json":"https://secwatch.observer/filing/0000714562-26-000035.json","markdown":"https://secwatch.observer/filing/0000714562-26-000035.md","text":"https://secwatch.observer/filing/0000714562-26-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000035/0000714562-26-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000035/thff-20260428x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:24:38.256319+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"35ef2576bd17c41fd3a3534e57603ad21d123186","claim":"FIRST FINANCIAL CORP /IN/ reported three months ended March 31, 2026 results: net income $19.8 million, EPS $1.67.","evidence_excerpt":"First Financial Corporation Reports First Quarter Results Terre Haute, Indiana, April 28, 2026 – First Financial Corporation (NASDAQ:THFF) today announced results for the first quarter of 2026. ● Net income was $19.8 million compared to $18.4 million reported for the same period of 2025; ● Diluted net income per common share of $1.67 compared to $1.55 for the same period of 2025;","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000035/0000714562-26-000035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Net income","value":"$19.8 million"},{"label":"EPS","value":"$1.67"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}