{"schema_version":"secwatch.filing_event.v1","accession":"0000714562-26-000050","form_type":"8-K","ticker":"THFF","cik":"0000714562","company_name":"FIRST FINANCIAL CORP /IN/","filed_at":"2026-07-28T13:01:57+00:00","discovered_at":"2026-07-28T13:03:01.400948+00:00","generated_at":"2026-07-28T13:03:13.903479+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Q2 net income $22.7M, EPS $1.91, up 22% YoY; record NII $61.2M","bullets":["Net income $22.7M vs $18.6M YoY; diluted EPS $1.91 vs $1.57; ROAA 1.48% vs 1.34%.","Record net interest income $61.2M, up 16.2% YoY; NIM 4.33% vs 4.15%.","Total loans $4.47B, up 14.7% YoY; organic growth $300M driven by commercial and auto.","Nonperforming loans $27.1M (0.61% of loans) vs $9.8M (0.25%) YoY; net charge-offs $2.7M.","CedarStone acquisition closed March 1; loans acquired $292M, deposits $313M."],"urls":{"canonical":"https://secwatch.observer/filing/0000714562-26-000050","json":"https://secwatch.observer/filing/0000714562-26-000050.json","markdown":"https://secwatch.observer/filing/0000714562-26-000050.md","text":"https://secwatch.observer/filing/0000714562-26-000050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000050/0000714562-26-000050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/714562/000071456226000050/thff-20260728x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T13:03:13.903479+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}