{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-23-000041","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2023-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.848512+00:00","generated_at":"2026-06-20T11:13:54.482384+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q4 net income $46.3M, diluted EPS $0.82; completes RBC acquisition","bullets":["Q4 net income $46.3M ($0.82 diluted EPS) vs $37.1M ($0.66) in Q4 2021; adjusted diluted EPS $0.89.","Acquired Republic Business Credit on Dec 30, adding $77.5M loans; merger expenses $1.1M.","Net interest margin 3.78%, up 24 bps linked quarter; loan growth $473.3M (14.14% annualized ex-RBC).","Allowance for credit losses on loans 1.66%, NPL ratio 0.49%; provision $10.5M driven by loan growth.","Deposits increased $54.8M; noninterest-bearing deposits fell $268.5M to 33.8% of total; cost of deposits 52 bps."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-23-000041","json":"https://secwatch.observer/filing/0000715072-23-000041.json","markdown":"https://secwatch.observer/filing/0000715072-23-000041.md","text":"https://secwatch.observer/filing/0000715072-23-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000041/0000715072-23-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000041/rnst-20230124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:13:54.482384+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4ee9eb8abba9b32d06e96ac3a28331d6689f911c","claim":"RENASANT CORP reported the fourth quarter of 2022 results: net income $46.3 million, EPS $0.82.","evidence_excerpt":"Net income for the fourth quarter of 2022 was $46.3 million with diluted EPS of $0.82","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000041/0000715072-23-000041-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$46.3 million"},{"label":"EPS","value":"$0.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}