{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-23-000117","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.993835+00:00","generated_at":"2026-06-16T17:27:56.591749+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q1 net income $46.1M, EPS $0.82; NIM down 12 bps to 3.66%","bullets":["Net income $46.1M ($0.82 diluted EPS) vs $33.5M ($0.60) year ago; flat vs Q4 2022.","Net interest margin 3.66%, down 12 bps linked quarter; cost of total deposits up 47 bps to 0.99%.","Loans grew $188.1M (6.6% annualized); deposits up $425.1M driven by $623.4M brokered deposits.","Nonperforming loans to total loans rose to 0.64% from 0.49%; net charge-offs $4.7M (0.16% annualized).","Mortgage rate lock volume $0.6B (up from $0.5B Q4); gain-on-sale margin fell 49 bps to 1.15%."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-23-000117","json":"https://secwatch.observer/filing/0000715072-23-000117.json","markdown":"https://secwatch.observer/filing/0000715072-23-000117.md","text":"https://secwatch.observer/filing/0000715072-23-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/0000715072-23-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/rnst-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:27:56.591749+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b78e19f3026decd8d400b422df712a38bd53fb05","claim":"RENASANT CORP reported the first quarter of 2023 results: net income $46.1 million, EPS diluted EPS of $0.82.","evidence_excerpt":"Net income for the first quarter of 2023 was $46.1 million with diluted EPS of $0.82","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/0000715072-23-000117-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$46.1 million"},{"label":"EPS","value":"diluted EPS of $0.82"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}