---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-23-000117"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T17:27:56.591749+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Renasant Q1 net income $46.1M, EPS $0.82; NIM down 12 bps to 3.66%

## Summary
- Net income $46.1M ($0.82 diluted EPS) vs $33.5M ($0.60) year ago; flat vs Q4 2022.
- Net interest margin 3.66%, down 12 bps linked quarter; cost of total deposits up 47 bps to 0.99%.
- Loans grew $188.1M (6.6% annualized); deposits up $425.1M driven by $623.4M brokered deposits.
- Nonperforming loans to total loans rose to 0.64% from 0.49%; net charge-offs $4.7M (0.16% annualized).
- Mortgage rate lock volume $0.6B (up from $0.5B Q4); gain-on-sale margin fell 49 bps to 1.15%.

## SEC filing metadata
- accession: 0000715072-23-000117
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/0000715072-23-000117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/rnst-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-23-000117
- JSON: https://secwatch.observer/filing/0000715072-23-000117.json
- Plain text: https://secwatch.observer/filing/0000715072-23-000117.txt

## Key facts
- Earnings Releases
  RENASANT CORP reported the first quarter of 2023 results: net income $46.1 million, EPS diluted EPS of $0.82.
  - Period: the first quarter of 2023
  - Net income: $46.1 million
  - EPS: diluted EPS of $0.82
  - Result: reported results
  source text: Net income for the first quarter of 2023 was $46.1 million with diluted EPS of $0.82
  evidence_url: https://www.sec.gov/Archives/edgar/data/715072/000071507223000117/0000715072-23-000117-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.