{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-23-000192","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.472683+00:00","generated_at":"2026-06-13T03:35:59.672038+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q2 GAAP EPS $0.51 vs $0.82 prior quarter; adjusted EPS $0.83 flat","bullets":["Net income $28.6M, diluted EPS $0.51, down from $46.1M and $0.82 in Q1 2023.","Adjusted diluted EPS (non-GAAP) $0.83, roughly stable linked quarter and up from $0.72 YoY.","Net interest margin 3.45%, down 21 bps linked; cost of total deposits rose 51 bps to 1.50%.","Sold $489M in securities, recognizing $22.4M pre-tax loss; proceeds used to pay down FHLB borrowings.","Loans grew $164M (5.6% annualized); brokered deposits increased $224M; noninterest-bearing deposits fell $366M."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-23-000192","json":"https://secwatch.observer/filing/0000715072-23-000192.json","markdown":"https://secwatch.observer/filing/0000715072-23-000192.md","text":"https://secwatch.observer/filing/0000715072-23-000192.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/0000715072-23-000192-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/rnst-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:35:59.672038+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a6dcec536269c23d47cc299540d7412322d8fa22","claim":"RENASANT CORP reported Second Quarter 2023 results: net income 28,643, EPS 0.51.","evidence_excerpt":"Net income for the second quarter of 2023 was $28.6 million with diluted EPS of $0.51","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/0000715072-23-000192-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Second Quarter 2023"},{"label":"Net income","value":"28,643"},{"label":"EPS","value":"0.51"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}