---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-23-000192"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:35:59.672038+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Renasant Q2 GAAP EPS $0.51 vs $0.82 prior quarter; adjusted EPS $0.83 flat

## Summary
- Net income $28.6M, diluted EPS $0.51, down from $46.1M and $0.82 in Q1 2023.
- Adjusted diluted EPS (non-GAAP) $0.83, roughly stable linked quarter and up from $0.72 YoY.
- Net interest margin 3.45%, down 21 bps linked; cost of total deposits rose 51 bps to 1.50%.
- Sold $489M in securities, recognizing $22.4M pre-tax loss; proceeds used to pay down FHLB borrowings.
- Loans grew $164M (5.6% annualized); brokered deposits increased $224M; noninterest-bearing deposits fell $366M.

## SEC filing metadata
- accession: 0000715072-23-000192
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/0000715072-23-000192-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/rnst-20230725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-23-000192
- JSON: https://secwatch.observer/filing/0000715072-23-000192.json
- Plain text: https://secwatch.observer/filing/0000715072-23-000192.txt

## Key facts
- Earnings Releases
  RENASANT CORP reported Second Quarter 2023 results: net income 28,643, EPS 0.51.
  - Period: Second Quarter 2023
  - Net income: 28,643
  - EPS: 0.51
  - Result: reported results
  source text: Net income for the second quarter of 2023 was $28.6 million with diluted EPS of $0.51
  evidence_url: https://www.sec.gov/Archives/edgar/data/715072/000071507223000192/0000715072-23-000192-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.