{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-23-000241","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.796010+00:00","generated_at":"2026-06-09T15:08:53.205365+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Renasant Q3 net income $42.3M; adjusted diluted EPS $0.75 vs $0.83 prior quarter","bullets":["Net income $42.3M ($0.75 diluted EPS) vs $46.6M ($0.83) in Q3 2022.","Adjusted diluted EPS (Non-GAAP) $0.75, down from $0.83 in Q2 2023 and $0.79 in Q3 2022.","Loans grew $237.5M linked quarter (7.9% annualized); total deposits up $61.7M.","Net interest margin 3.38% (down 7 bps); cost of total deposits 198 bps (up 48 bps).","Nonperforming loans ratio improved to 0.58% (from 0.77%); allowance coverage 282% of NPLs."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-23-000241","json":"https://secwatch.observer/filing/0000715072-23-000241.json","markdown":"https://secwatch.observer/filing/0000715072-23-000241.md","text":"https://secwatch.observer/filing/0000715072-23-000241.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/0000715072-23-000241-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/rnst-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T15:08:53.205365+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"83497d0de9eba7ed70cab92695feb158c0e982e1","claim":"RENASANT CORP reported the third quarter of 2023 results: net income $42,332, EPS $0.75.","evidence_excerpt":"Renasant Corporation (“Renasant”) issued a press release announcing earnings for the third quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/0000715072-23-000241-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2023"},{"label":"Net income","value":"$42,332"},{"label":"EPS","value":"$0.75"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}