---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-23-000241"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T15:08:53.205365+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Renasant Q3 net income $42.3M; adjusted diluted EPS $0.75 vs $0.83 prior quarter

## Summary
- Net income $42.3M ($0.75 diluted EPS) vs $46.6M ($0.83) in Q3 2022.
- Adjusted diluted EPS (Non-GAAP) $0.75, down from $0.83 in Q2 2023 and $0.79 in Q3 2022.
- Loans grew $237.5M linked quarter (7.9% annualized); total deposits up $61.7M.
- Net interest margin 3.38% (down 7 bps); cost of total deposits 198 bps (up 48 bps).
- Nonperforming loans ratio improved to 0.58% (from 0.77%); allowance coverage 282% of NPLs.

## SEC filing metadata
- accession: 0000715072-23-000241
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/0000715072-23-000241-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/rnst-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-23-000241
- JSON: https://secwatch.observer/filing/0000715072-23-000241.json
- Plain text: https://secwatch.observer/filing/0000715072-23-000241.txt

## Key facts
- Earnings Releases
  RENASANT CORP reported the third quarter of 2023 results: net income $42,332, EPS $0.75.
  - Period: the third quarter of 2023
  - Net income: $42,332
  - EPS: $0.75
  - Result: reported results
  source text: Renasant Corporation (“Renasant”) issued a press release announcing earnings for the third quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/715072/000071507223000241/0000715072-23-000241-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.