{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-24-000027","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.729663+00:00","generated_at":"2026-06-06T20:18:02.562641+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q4 2023 net income $28.1M, diluted EPS $0.50, adjusted $0.76","bullets":["Net income $28.1M vs $46.3M in Q4 2022; diluted EPS $0.50 (adjusted $0.76).","Net interest margin 3.33%, down 3 bps linked quarter; deposit cost 2.17%.","Loans grew 6.0% annualized (+$183M); deposits fell $80.3M linked quarter.","Pre-tax impairment $19.4M on securities; $177M proceeds from sale in early 2024.","Nonperforming loans/total loans improved to 0.56%; coverage ratio 286%."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-24-000027","json":"https://secwatch.observer/filing/0000715072-24-000027.json","markdown":"https://secwatch.observer/filing/0000715072-24-000027.md","text":"https://secwatch.observer/filing/0000715072-24-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/0000715072-24-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/rnst-20240123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:18:02.562641+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"110d7f07dea28237463e9954f2a1aa36ebfd0751","claim":"RENASANT CORP reported the fourth quarter of 2023 results: net income $28,124, EPS $0.50.","evidence_excerpt":"Renasant Corporation (“Renasant”) issued a press release announcing earnings for the fourth quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/0000715072-24-000027-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2023"},{"label":"Net income","value":"$28,124"},{"label":"EPS","value":"$0.50"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}