---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-24-000027"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2024-01-23T23:59:59+00:00"
generated_at: "2026-06-06T20:18:02.562641+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Renasant Q4 2023 net income $28.1M, diluted EPS $0.50, adjusted $0.76

## Summary
- Net income $28.1M vs $46.3M in Q4 2022; diluted EPS $0.50 (adjusted $0.76).
- Net interest margin 3.33%, down 3 bps linked quarter; deposit cost 2.17%.
- Loans grew 6.0% annualized (+$183M); deposits fell $80.3M linked quarter.
- Pre-tax impairment $19.4M on securities; $177M proceeds from sale in early 2024.
- Nonperforming loans/total loans improved to 0.56%; coverage ratio 286%.

## SEC filing metadata
- accession: 0000715072-24-000027
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2024-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/0000715072-24-000027-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/rnst-20240123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-24-000027
- JSON: https://secwatch.observer/filing/0000715072-24-000027.json
- Plain text: https://secwatch.observer/filing/0000715072-24-000027.txt

## Key facts
- Earnings Releases
  RENASANT CORP reported the fourth quarter of 2023 results: net income $28,124, EPS $0.50.
  - Period: the fourth quarter of 2023
  - Net income: $28,124
  - EPS: $0.50
  - Result: reported results
  source text: Renasant Corporation (“Renasant”) issued a press release announcing earnings for the fourth quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/715072/000071507224000027/0000715072-24-000027-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.