{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-25-000023","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.155658+00:00","generated_at":"2026-05-27T08:43:04.820159+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q4 2024 net income $44.7M, diluted EPS $0.70; adjusted EPS $0.73","bullets":["Net income $44.7M, diluted EPS $0.70 (Q4 2023 $28.1M, $0.50); adjusted diluted EPS $0.73 vs $0.76 prior year.","Net interest income (FTE) $135.5M, up $1.9M linked; net interest margin unchanged at 3.36%.","Loans grew $257.4M (8.1% annualized); deposits up $62.9M; brokered deposits eliminated at year-end.","Credit stable: NPL/total loans 0.88%, ACL coverage 178%, net charge-offs 0.05% annualized."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-25-000023","json":"https://secwatch.observer/filing/0000715072-25-000023.json","markdown":"https://secwatch.observer/filing/0000715072-25-000023.md","text":"https://secwatch.observer/filing/0000715072-25-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/0000715072-25-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/rnst-20250128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:43:04.820159+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}