---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-25-000023"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2025-01-28T23:59:59+00:00"
generated_at: "2026-05-27T08:43:04.820159+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Renasant Q4 2024 net income $44.7M, diluted EPS $0.70; adjusted EPS $0.73

## Summary
- Net income $44.7M, diluted EPS $0.70 (Q4 2023 $28.1M, $0.50); adjusted diluted EPS $0.73 vs $0.76 prior year.
- Net interest income (FTE) $135.5M, up $1.9M linked; net interest margin unchanged at 3.36%.
- Loans grew $257.4M (8.1% annualized); deposits up $62.9M; brokered deposits eliminated at year-end.
- Credit stable: NPL/total loans 0.88%, ACL coverage 178%, net charge-offs 0.05% annualized.

## SEC filing metadata
- accession: 0000715072-25-000023
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2025-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/0000715072-25-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/rnst-20250128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-25-000023
- JSON: https://secwatch.observer/filing/0000715072-25-000023.json
- Plain text: https://secwatch.observer/filing/0000715072-25-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.