secwatch.observer — SEC 8-K summary
======================================

Issuer:     RENASANT CORP (RNST)
CIK:        0000715072
Form:       8-K
Filed at:   2025-01-28T23:59:59+00:00
Accession:  0000715072-25-000023
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Renasant Q4 2024 net income $44.7M, diluted EPS $0.70; adjusted EPS $0.73
-------------------------------------------------------------------------

- Net income $44.7M, diluted EPS $0.70 (Q4 2023 $28.1M, $0.50); adjusted diluted EPS $0.73 vs $0.76 prior year.
- Net interest income (FTE) $135.5M, up $1.9M linked; net interest margin unchanged at 3.36%.
- Loans grew $257.4M (8.1% annualized); deposits up $62.9M; brokered deposits eliminated at year-end.
- Credit stable: NPL/total loans 0.88%, ACL coverage 178%, net charge-offs 0.05% annualized.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/0000715072-25-000023-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/715072/000071507225000023/rnst-20250128.htm
  HTML page:      https://secwatch.observer/filing/0000715072-25-000023

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer