{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-25-000137","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.080713+00:00","generated_at":"2026-05-23T09:45:43.751203+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Renasant Q1 net income $41.5M, diluted EPS $0.65; completes First Bancshares merger on Apr 1","bullets":["Net income $41.5M, diluted EPS $0.65; adjusted diluted EPS $0.66 (non-GAAP).","Loans grew $170.6M linked quarter (5.4% annualized); deposits up $199.5M; noninterest-bearing deposits 24%.","Net interest margin 3.45%, up 9 bps linked quarter; cost of total deposits down 13 bps to 2.22%.","Completed merger with The First Bancshares on Apr 1, adding ~$8B assets, 116 locations across 5 states.","Credit quality improved: NPLs/total loans 0.76% (down from 0.88%); criticized loans 2.45% (down from 2.89%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-25-000137","json":"https://secwatch.observer/filing/0000715072-25-000137.json","markdown":"https://secwatch.observer/filing/0000715072-25-000137.md","text":"https://secwatch.observer/filing/0000715072-25-000137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000137/0000715072-25-000137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000137/rnst-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:45:43.751203+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}