---
schema_version: "secwatch.filing_event.v1"
accession: "0000715072-25-000137"
form_type: "8-K"
ticker: "RNST"
cik: "0000715072"
company_name: "RENASANT CORP"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T09:45:43.751203+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Renasant Q1 net income $41.5M, diluted EPS $0.65; completes First Bancshares merger on Apr 1

## Summary
- Net income $41.5M, diluted EPS $0.65; adjusted diluted EPS $0.66 (non-GAAP).
- Loans grew $170.6M linked quarter (5.4% annualized); deposits up $199.5M; noninterest-bearing deposits 24%.
- Net interest margin 3.45%, up 9 bps linked quarter; cost of total deposits down 13 bps to 2.22%.
- Completed merger with The First Bancshares on Apr 1, adding ~$8B assets, 116 locations across 5 states.
- Credit quality improved: NPLs/total loans 0.76% (down from 0.88%); criticized loans 2.45% (down from 2.89%).

## SEC filing metadata
- accession: 0000715072-25-000137
- form_type: 8-K
- ticker: RNST
- cik: 0000715072
- company_name: RENASANT CORP
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715072/000071507225000137/0000715072-25-000137-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715072/000071507225000137/rnst-20250422.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000715072-25-000137
- JSON: https://secwatch.observer/filing/0000715072-25-000137.json
- Plain text: https://secwatch.observer/filing/0000715072-25-000137.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.