{"schema_version":"secwatch.filing_event.v1","accession":"0000715072-25-000208","form_type":"8-K","ticker":"RNST","cik":"0000715072","company_name":"RENASANT CORP","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.210140+00:00","generated_at":"2026-05-18T04:43:40.160659+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Renasant Q2 net income $1.0M; adjusted EPS $0.69; merger closed April 1","bullets":["Net income $1.0M, diluted EPS $0.01; adjusted diluted EPS $0.69 (non-GAAP) vs $0.66 prior quarter.","Net interest income $222.7M, up $85.3M linked quarter; net interest margin 3.85%, up 40 bps.","Merger with The First Bancshares closed April 1, adding $7.9B assets; merger expenses $20.5M and Day 1 provision $66.6M.","Organic loan growth $311.6M (6.9% annualized); organic deposit growth $361.3M (6.8% annualized).","Provision for credit losses $81.3M, including $66.6M Day 1 provision; net charge-offs $12.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000715072-25-000208","json":"https://secwatch.observer/filing/0000715072-25-000208.json","markdown":"https://secwatch.observer/filing/0000715072-25-000208.md","text":"https://secwatch.observer/filing/0000715072-25-000208.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000208/0000715072-25-000208-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715072/000071507225000208/rnst-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:43:40.160659+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}